Good morning! It’s Daniel de Visé with your Daily Money.

Saving for retirement is a challenge for Americans who earn less pay or live longer lives.

And that, experts say, is why saving for retirement is especially hard for women.

Women tend to earn less than men. They tend to live longer. Women spend more time caring for children and aging parents, and they’re more likely to sacrifice careers to do it. Single women face a particular struggle to save for retirement.

Here are the facts, and some expert tips.

The best cities for renters

If expensive home prices have forced you to rent, you should at least get the best renting experience for your money.

About 45 million Americans rent homes, and a record high 22.4 million households spent more than 30% of their income on rent and utilities in 2022, Medora Lee reports.

If you’re forced to spend money on rent, you may want more than just an affordable roof over your head, housing advocates say. To find the cities that offer the whole package, ApartmentAdvisor researched 98 cities nationwide to determine the best and worst cities for renters.

Here's what they found.

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Finally, here's a popular story from earlier this year that you may have missed. Read it! Share it!

Domestic extremists who receive and send money via cryptocurrency are using major online exchange companies, and those platforms put almost no limits on the activities of hate groups or their sympathizers.

That’s the key finding of a report from the Anti-Defamation League’s Center on Extremism, provided exclusively to USA TODAY earlier this year. 

The advocacy organization found users sent money to white supremacist and neo-Nazi groups including the Goyim Defense League, NSC-131 and the National Socialist Movement, and to online extremist propaganda outlets like Counter-Currents and Radio Albion, all using major cryptocurrency exchanges. 

The report raises larger questions about the extent to which extremists thrive on cryptocurrency without significant pushback. 

About The Daily Money

Each weekday, The Daily Money delivers the best consumer and financial news from USA TODAY, breaking down complex events, providing the TLDR version, and explaining how everything from Fed rate changes to bankruptcies impacts you.

Daniel de Visé covers personal finance for USA Today.